Markus Breth

Product · tender, offer comparison, best bidder

Ten bank offers. One comparison.

For property developers and their financing advisers: the system guides the tender for a financing, reads the banks’ offers, lays them side by side in a comparable table and shows where a bank left something out. At the end there is a justified best bidder.

  • Pilot-ready
  • Over 100 tests
  • Source for every figure
  • DE / EN

The problem

Every bank answers differently. The comparison still happens in Excel.

  • 01Offers arrive unstructured. PDF, letter, email text. Rate, term, repayment, collateral and fees are somewhere different every time.
  • 02Gaps show up late. A missing early-repayment term or a tight binding period often only shows up in negotiation.
  • 03Deadlines run across many inboxes. Five to fifteen banks, questions, follow-ups, reminders. The overview depends on one person.

Process

From financing concept to signature.

01

Tender

Select banks, send complete and uniform documents, set deadlines.

02

Read

The AI reads every offer and shows the passage in the original for every value.

03

Compare

Comparison by terms, structure, fees and conditions, with gaps per bank.

04

Decide

Best bidder by economics and strategic fit, approved under the four-eyes principle.

What comes with it

Everything a tender needs.

Dossier

Every tender as a file

Steps, deadlines, parties, documents and history, with a traffic light at a glance.

Correspondence

Drafts with approval

Cover letters, requests and reminders as drafts. Nothing is sent before approval.

Output

Finished documents

Comparison as Excel, results presentation and key data for the client.

Best seen live.

Tender OS runs on your own server. In a live demo with sample data I show how ten bank offers become one comparison.